Thinking of going self-employed or starting a business in the UK? You’ll need more than just ambition you’ll need a Unique Taxpayer Reference (UTR) number. A UTR number is a critical part of navigating the UK tax system. Issued by HMRC, this 10-digit identifier allows individuals and businesses to submit Self Assessment tax returns, register […]
As the UK winter deepens, many individuals and families look to the government for financial support to manage rising costs. The Department for Work and Pensions (DWP) provides a variety of seasonal bonus payments to help those most in need. In January 2026, several benefit-related bonuses may be issued, and understanding who qualifies is crucial. […]
Understanding how to get a UTR number is crucial if you’re starting a new journey as a self-employed individual or running a business in the UK. A UTR, or Unique Taxpayer Reference, is a 10-digit number issued by HMRC that identifies you for tax purposes. Without it, you cannot file a Self Assessment tax return, […]
Claiming back overpaid tax can seem complicated, but HM Revenue and Customs (HMRC) has made the process more accessible than ever through the official www.gov.uk P800 refund portal. If you’ve received a P800 letter from HMRC, it likely means you’re due a tax rebate and claiming it is simpler than many people realise. In this […]
Gifting during your lifetime is often considered a thoughtful way to pass on wealth and reduce the inheritance tax (IHT) bill after death. However, without proper understanding of HMRC rules, well-intentioned gifts can trigger unexpected tax liabilities, legal complications, or financial disputes. This article explores what can go wrong with gifts in relation to inheritance […]
In 2025, the UK Government has introduced a new financial support scheme through the Department for Work and Pensions (DWP), offering a one-off £500 payment to eligible individuals. This move comes in response to the continued cost of living challenges many households face across the country. The scheme is targeted at people receiving certain means-tested […]
Managing financial stability on a low income can be challenging, especially when unexpected costs arise. To help individuals on benefits overcome temporary financial difficulties, the Department for Work and Pensions (DWP) offers a Budgeting Advance scheme. Commonly referred to as the DWP Loans £812 scheme, it provides a short-term, interest-free loan to those receiving Universal […]
Rachel Reeves, the first female Chancellor of the Exchequer, has unveiled a landmark 2025 Budget under the new Labour government. Her tax reforms mark a shift away from the economic strategies of recent Conservative administrations, with a clear emphasis on fairness, sustainability, and responsible public investment. The Budget introduces wide-ranging tax changes that impact personal […]
The DWP WASPI pension compensation issue has become a significant topic in UK policy discussions, particularly for women born in the 1950s. These women were impacted by changes to the State Pension age, introduced without adequate notice. As pressure mounts on the government to address these failings, many are now asking how much compensation will […]
Navigating the UK benefits system can be a daunting task, especially when managing financial support through the Employment and Support Allowance (ESA). With the rise of digital services and government initiatives to streamline benefits management, claimants often ask, “Can I check my ESA claim online?” The short answer is yes modern tools and updated portals […]
