In 2026, the regulatory debate is no longer about whether firms have implemented the Consumer Duty. The question now is far more direct: can they clearly evidence strong FCA Consumer Duty outcomes under active supervision? The implementation phase that dominated 2023 and 2024 has matured into an accountability phase. Supervisors are looking beyond policies, frameworks […]
The Minimum wage 2026 update represents a significant development in the UK’s statutory pay framework. From April 2026, the National Living Wage will rise to £12.71 per hour, affecting millions of workers and thousands of employers across the country. For businesses, particularly in labour-intensive sectors, this change requires careful financial planning. For employees, it signals […]
The current Bank of England base rate is 3.75%. This rate was maintained following the Monetary Policy Committee (MPC) meeting on 5 February 2026. This decision marked a pause after six consecutive cuts since August 2024. The next interest rate announcement is scheduled for 19 March 2026. For London businesses, the Bank of England base […]
🔴 PENSION UPDATE Last Updated: 14 February 2026 at 10:25 GMT HMRC has corrected a 9-year state pension forecast error affecting around 800,000 people, mainly those who were contracted out of the Additional State Pension. You have until 5 April 2029 to fill certain National Insurance gaps that could increase your retirement income. Check your […]
Have you just realised you’ve missed the tax return deadline UK and now you’re unsure what happens next? It’s a situation many people across the UK find themselves in each year. Whether you’re self-employed, a landlord, or someone with additional untaxed income, missing a Self Assessment deadline can feel stressful. The reassuring part is this: […]
In 2026, UK business owners face one of the most consequential tax changes in recent years. Business Asset Disposal Relief (BADR) a key incentive for entrepreneurs selling their businesses or shares is scheduled to see its capital gains tax (CGT) rate rise from 14% to 18% on 6 April 2026. This change may seem subtle, […]
In recent years, the UK’s traditional high street banks have seen an extraordinary shift in where customers choose to keep their money. Between 2019 and 2024, high street lenders such as NatWest, Barclays, Lloyds and others lost roughly £100 billion in customer deposits a dramatic sign that UK savers are reassessing the value they receive from […]
🔵 LIVE PRIZE DRAW UPDATE Last Updated: February 3, 2026 NS&I has officially confirmed the February 2026 Premium Bonds prize draw results. Two new £1 million jackpot winners have been announced from Hampshire and Greater Manchester each holding the maximum £50,000 in bonds. Millions of tax-free prizes have been distributed across the UK. Use the […]
🔴 POLICY UPDATE Last Updated: February 3, 2026 The Department for Work and Pensions (DWP) has confirmed that the benefit cap thresholds remain unchanged for 2026, despite rising living costs and increased housing pressures across the UK. Welfare groups warn that households receiving Universal Credit and Housing Benefit in high-rent areas are increasingly at risk […]
📉 NS&I RATE UPDATE Effective Date: 12 February 2026 National Savings & Investments (NS&I) has confirmed interest rate reductions on two of its most popular easy-access savings accounts. From mid-February, returns on Direct Saver and Income Bonds will fall, affecting millions of UK savers. Savers holding cash in NS&I accounts may want to review their […]
